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Will selling on eBay affect my SSDI?

By Olivia Hensley |

Obviously, if you want to sell a few things on eBay, babysit for a friend or make some money doing surveys online, it isn’t going to affect your ability to receive Social Security Disability. Contrary to what many people think, earning a few dollars while on Social Security Disability is not breaking any rules.

Will selling my business affect my Social Security benefits?

When the Social Security Administration applies its earnings test, only earned income is considered, such as wages from a job or profits from a business you own and operate. If you don’t have income from a job or a business you actively participate in, your Social Security benefits won’t be reduced.

What is the income limit for SSDI?

To qualify for SSDI, you must earn less than $1,170 per month. To qualify for SSI, you must earn less than $735 per month. While these numbers do fluctuate, the income limit typically falls around this range.

Can I be self employed and still receive SSI?

Getting Disability Benefits as a Self Employed Person If, when you become disabled, you haven’t earned enough credits as a self-employed person to qualify for SSDI, note that you can still apply for SSI (Supplemental Security Income), which is not dependent on your earnings record.

Does selling stock affect Social Security disability benefits?

“Social Security excludes government benefits and investments as earned income. Interest, capital gains, pensions and annuities do not count as earned income. If you are receiving Social Security Disability only, your monthly benefits will not be affected by your capital gains from stock investments.

Can I sell my house while on SSDI?

Hi, Buying or selling a house would have no effect on Social Security disability benefits (SSDI). However, if you receive Supplemental Security Income (SSI), then proceeds from the sale of your home could potentially make you ineligible for SSI payments at least temporarily.

Can I make money while on Social Security disability?

En español | Yes, within strict limits. Social Security Disability Insurance (SSDI) payments will stop if you are engaged in what Social Security calls “substantial gainful activity.” SGA, as it’s known, is defined in 2021 as earning more than $1,310 a month (or $2,190 if you are blind).

Who is eligible for Social Security disability benefits?

SSDI is a federal insurance program designed to provide long-term disability benefits to qualifying American workers. It’s estimated that over 90% of American workers are preliminarily eligible to apply for SSDI benefits; as such, only claimants with serious disabilities that prevent all meaningful work are entitled to SSDI benefits.

Where can I find information on SSDI and snap?

For more information on SSDI, see our section on SSDI. Food stamps, which are benefits under the Supplemental Nutrition Assistance Program (SNAP), are based on income and resources and are administered by the United States Department of Agriculture (USDA).

Is there a way to earn income with SSDI?

Whether you’re looking to earn income from a hobby, work part-time, or start a small business from your home, there are options for SSDI beneficiaries. SSDI is a federal insurance program designed to provide long-term disability benefits to qualifying American workers.

What can you sell to get SSI benefits?

You can sell the following types of things: real property, such as land or a house that you don’t live in; or personal property, such as non–excluded vehicles (for example, a second car). While you are trying to sell real property, you can receive SSI benefits for up to 9 months under certain conditions.